The Bankers union of Creditopia is a massive, orderly nation, ruled by Eethorial with an iron fist, and remarkable for its parental licensing program, strictly enforced bedtime, and keen interest in outer space. The hard-nosed, hard-working, cynical population of 2.049 billion Creditopians are ruled by a mostly-benevolent dictator, who grants the populace the freedom to live their own lives but watches carefully for anyone to slip up.

The medium-sized, corrupt, well-organized government prioritizes Defense, although Administration, Industry, and Law & Order are also considered important, while International Aid and Spirituality are ignored. It meets to discuss matters of state in the capital city of MontyTown. The average income tax rate is 25.0%, but much higher for the wealthy.

The frighteningly efficient Creditopian economy, worth 216 trillion RovaTops a year, is fairly diversified and led by the Arms Manufacturing industry, with major contributions from Information Technology, Tourism, and Retail. Black market activity is extensive. State-owned companies are reasonably common. Average income is an impressive 105,854 RovaTops, and evenly distributed, with the richest citizens earning only 2.6 times as much as the poorest.

Poets and writers are regularly rounded up and shot for entertainment, the regional delicacy of chocolate bombes is deadlier than an unexploded bomb, the recital of citations that follows any political speech can be longer than the speech itself, and immigrant herding has become a national pastime. Crime, especially youth-related, is totally unknown, thanks to a capable police force and progressive social policies in education and welfare. Creditopia's national animal is the Air Rat, which can occasionally be seen sifting through garbage in the nation's cities, and its national religion is Lyonistic jamrism.

Creditopia is ranked 70,371^st in the world and 84^th in Conch Kingdom for Highest Wealthy Incomes, with 165,798 Standard Monetary Units.