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The Sands Casino wrote:

Then Punto will be dealt two cards. The scores of the two cards are added together.
For example, a 2 & a 6 would total 8.
Or a 7 and a 5 would total 12. Only the right-most digit of the total is looked at though. So the total 12 becomes 2.
If this score is 5 or less, Punto is dealt a third card, and the new total is calculated.

Next Banco will be dealt two cards. The scores are added together (as above). Banco may or may not get a third card, depending on this total: Banco gets a third card if their total is:
2 or less
3, and the Punto score was not an 8
4, and the Punto score was 2, 3, 4, 5, 6, 7
5, and the Punto score was 4, 5, 6, or 7
6, and the Punto score was a 6 or 7

Whichever hand scores highest wins.

Hope that helps.