The Matriarchy of Fernlanda is a colossal, cultured nation, ruled by Willow Foster with a fair hand, and remarkable for its daily referendums, national health service, and punitive income tax rates. The compassionate, democratic population of 4.826 billion Fernlandans love a good election, and the government gives them plenty of them. Universities tend to be full of students debating the merits of various civil and political rights, while businesses are tightly regulated and the wealthy viewed with suspicion.

The large, socially-minded government juggles the competing demands of Education, Administration, and Industry. It meets to discuss matters of state in the capital city of Great Leaf. The average income tax rate is 61.6%, and even higher for the wealthy.

The thriving Fernlandan economy, worth 389 trillion Petals a year, is led by the Information Technology industry, with major contributions from Tourism, Retail, and Book Publishing. State-owned companies are common. Average income is 80,733 Petals, and distributed extremely evenly, with practically no difference between the richest and poorest citizens.

The government has declined to declare any particular religion as its 'official' one, government employees from Fernlanda dominate international lumberjack competitions, children's daycare starts at the crack of dawn, and cigarettes are dead-cheap. Crime is totally unknown, thanks to a capable police force and progressive social policies in education and welfare. Fernlanda's national animal is the Penguin, which frolics freely in the nation's sparkling oceans.

Fernlanda is ranked 228,063^rd in the world and 1,054^th in Europeia for Largest Insurance Industry, scoring -5.59 on the Risk Expulsion Effectiveness Rating.